The New Net Worth Equation

How much is your time actually worth? I will bet you your answer is most likely wrong. but you might be richer than you ever thought......Find out inside.

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Your net worth isnā€™t found in the numbers of your bank accounts, itā€™s found next to the hands of the clock. Figure out if you are richer than the majority of the billionaires inside.

ā­ļø Todayā€™s Highlights: 

šŸ„« How not watching football can buy you a new car. 

šŸ„«šŸ„« How to double your hourly rate. 

šŸ„«šŸ„«šŸ„« The new net worth equationā€¦Youā€™re richer than you think. 

šŸ„«šŸ„«šŸ„«šŸ„«The top tools for focus/productivity so you can get back to fun.

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(Total read time: 8 minutes)

THE APPETIZER

We have all heard time is money, we agree, then write it off and go back to wasting our days away only to ask where they went. Well hereā€™s a real life example I went through with my roommate a couple years ago:

Roommate: I want to buy a car but I donā€™t have enough money. 

Patrick: You sure bout that? I bet I could show you how you do but you wonā€™t like itā€¦. 

Roommate: Ok go for it. 

Patrick: How much do you make an hour? (Salary - taxes / 2080) Number of hours in a work year

Roommate: Ok..(After some heavy yet basic math)  I make $87/hour. 

Patrick: Ok greatā€¦ How many hours do you spend watching football and playing fantasy football every year? 

Roommate: Uhhh, well I watch 3-4 games a week and another 10-12 hours a week in my fantasy league so whats the math on thatā€¦. 

Patrick: Perfect, so lets take 3-4 games 3hrs watch time + 10-12 hours for 18 weeks.

That gets you a whopping total of: 387 hours $87 = $33,669.. 

Or in other words, a brand new GMC Terrain. 

Ps. Heā€™s now built his own business that is consistnetly doing over $100k/yr.

If you have the time for somethingā€¦.

You either have or can go make the money for it. 

So get up and go get it. 

Now, grab a drink that makes you think quick because this will be a fun one.. And as always, I hope you enjoy my sauce. 

- Patrick Frank

PATā€™S SNAPPLE CAP
ā

"Iā€™d trade it all to be 30 again."

- Warren Buffet

You offer any billionaire 99% of their worth for 30 more healthy years, and they will make that trade 99% of the time. So ask yourselfā€¦ā€¦Who is richer? The 22 year old with $100 or the 92 year old with a $10 Billion Dollar bank account? ā€¦ā€¦.Some Sauce For Thought 

THE MAIN COURSE

ā³ Time is Your Most Valuable Asset. Start Acting Like It

Thereā€™s a funny paradox about entrepreneurship: Weā€™re obsessed with money. Revenue, ROI, margins, funding rounds. But the currency that matters most rarely shows up on our dashboards: Time.

Money is infinite. Time isnā€™tā€¦ā€¦ā€¦Just ask J-Pow

J-Pow Printing Machine

No matter how hard you work, youā€™re capped at 24 hours a day. Itā€™s not about working harder; itā€™s about deploying those hours smarter. If youā€™re trading hours for dollars, youā€™re playing the game wrong. 

The goal: To have your dollars should be trading for time back in your life. 

THE NEW NET WORTH EQUATION: 

Real Net Worth = Remaining Years of Life Ɨ Freedom to Spend Them

Iā€™ll break it down using the example I gave earlier: 

A 22-year-old with $10,000 might not seem like a lot by traditional standards. But they have a 70 year spread vs. the 92yr old. Now multiply their years left (72) by their freedom score (10-100): As a young healthy individual you typically have minimal responsibilities and maximum opportunities. Lets assign a (90/100). When net worth is adjusted for opportunity, all the sudden it looks massive:

  • 22-year-old with $100:
    Years Left: 70
    Freedom Score: 90 (minimal obligations, maximum flexibility)
    Real Net Worth = 70 Ɨ 90 = $6,300

Now let's  flip it.

A 92-year-old billionaire with $10 billion in the bank? Sounds like winning until you factor in how many healthy, active years they realistically have left. Maybe one, maybe two? (1 or 2) Multiply that by their limited freedom, they're bound by physical limitations, obligations, and dwindling energy but hey they still have money right? So we will give them a (30/100) Suddenly, that net worth number shrinks dramatically.

  • 92-year-old with $100 Billion:
    Years Left: 2
    Freedom Score: 30 (limited physical freedom, heavy obligations)
    Real Net Worth = 2 Ɨ 30 = 60

Whoā€™s wealthier now?

The truth: The richest person in the room isnā€™t the one with the fattest wallet, itā€™s the one with the most freedom on their calendar.

Real wealth means having the freedom to spend your time exactly how you want, with who you want, doing whatever you want.

So assuming anyone reading this still has some time left in them I outlined the secret sauce to mastering your time and tools and resources on how to multiply its value: 

1. Calculate Your Hourly Rate (And Double It)

Most people dramatically undervalue their time. Here's how to fix it in two steps:

  • Determine your annual revenue or target income. Divide that by the hours you actually work per year. (Get Ready: It's less than you think).

  • Now double that number. 

  • This forces you to think more strategically about how you allocate your precious hours. If a task isnā€™t worth your new rate, delegate or automate it. 

    • Example: You hourly rate is $100 but you spend 1 hour doing your laundry? Outsource itā€¦ā€¦.(More on this later) 

2. Ruthlessly Prioritize (The Eisenhower Matrix)

Time management isn't complex, but it requires discipline. Use the Eisenhower Matrix:

  • Important & Urgent: Do it yourself, right now.

  • Important & Non-Urgent: Schedule & protect this time (deep work, strategy).

  • Urgent & Non-Important: Delegate it (your VA or team handles this).

  • Neither Urgent nor Important: Delete it. Seriously.

3. Leverage Compound Time (Invest Now, Harvest Later)

Some tasks return dividends far greater than their upfront investmentā€”think relationships, automation, systems, content creation. This is literally compound interest for your time. Hereā€™s how you cash in:

  • Automate Repetitive Tasks (Stop Doing Things Twice):
     šŸ”§ Tools to Automate Your Life:

    • Zapier (Integrate and automate tasks between all your favorite apps.)

    • Make (formerly Integromat) (Advanced workflow automation made simple.)

    • IFTTT (Quick, no-code automations to save you daily headaches.)

  • Document SOPs (Never Explain Twice):
    šŸ“š Top SOP Documentation Tools:

    • Scribe (Automatically create step-by-step guides instantly.)

    • Notion (Build a knowledge hub and SOP database that scales with your team.)

    • Trainual (Simplified onboarding and clear documentation for your team.)

Patty Hack: Record your screen with Loom while performing a task once. Boom, instant SOP and onboarding content.

  • Build a Team That Operates When You Donā€™t

  • Scale Your Content Effortlessly with AI:
     šŸ¤– Top AI Tools for Mass Content Creation:

  • Copy.ai (Instantly generate blog posts, ads, emails, and social content at scale.)

  • Jasper (High-quality AI writing assistant; like having an extra copywriter.)

  • Runway (AI-powered video creation, editing, and automation.)

Patty Hack: Combine AI-generated drafts with your personal insights. Machines scale the volume; your personal voice keeps authenticity. Thatā€™s compound content magic.

 4. Kill Distractions. Protect Your Focus

Every time you switch tasks, you're throwing away roughly 20 minutes of your life trying to refocus. Nobodyā€™s stealing your time; youā€™re giving it away freely. Letā€™s fix that immediately:

  • Build a Simple To-Do List:
     šŸ“Œ Top Tool (besides Apple Notes):

    • Todoist: Clean, fast, powerful. Your brain deserves better than cluttered notes.

  • Stop Checking Emails Every 10 Minutes: (Batch it 2ā€“3x daily, max.)
     šŸ“Œ Tools to Help You Limit This:

  • Stop Constantly Reacting to Incoming Requests: (Build protected "Deep Work" time.)
     šŸ“Œ Tools for Deep Focus:

    • Calendly: Force others to book on YOUR schedule.

    • Freedom: Block distracting websites/apps during deep work.

    • Serene: One-click deep-work mode for maximum focus.

Patty Hack: Set a custom Slack or email away message clearly communicating your focus hours, so colleagues stop pinging you every 15 minutes. Train your environment; donā€™t let it train you.

  • Endless Meetings Are Draining Your Day: (15-min calls are plenty.)
     šŸ“Œ Efficient Meeting Tools:

    • Loom: Skip meetings entirely; record a quick video update instead.

    • TLDV: Auto-record meetings, timestamp key moments, get in and get out.

    • Clockwise: Intelligently schedule meetings, automatically build in focus blocks.

Patty Hack: Always ask upfront, "Can this meeting be a brief email or Loom?" Youā€™ll be amazed how often the answer is yes.

  • Stop Scrolling Your Life Away: (Your future self will thank you.)
     šŸ“Œ Tools to End Mindless Scrolling:

    • One Sec: Forces a mindful pause before you open social media.

    • Cold Turkey: Strictly block distracting sites; zero mercy.

    • RescueTime: Detailed reports on your browsing habits to shame you into stopping.

Patty Hack: Make your phone grayscale mode during work hours. Seriously, Instagram sucks without color.

šŸ”„ Eliminate Errands (Yes, ALL of Them)

Alright, real talk: Your errands are killing your productivity and your ability to actually enjoy life. Laundry, grocery runs, dog walking, meal prepping, these seem harmless, right? Wrong. Theyā€™re little thieves stealing your hours week after week.

And guess who figured this out ages ago? The rich. Thereā€™s a reason you never see billionaires at Whole Foods or folding socks. Itā€™s not because theyā€™re too good for it, itā€™s because their hours are literally worth more spent elsewhere.

But hereā€™s the secret: thanks to modern tech, you can optimize your time exactly like a billionaire without needing the billionaireā€™s bankroll. Hereā€™s how:

  • Laundry Services: Unless youā€™re weirdly passionate about folding fitted sheets (who are you?), outsource immediately. Platforms like Rinse or your local wash-and-fold service are literally buying back hours of your life.

  • Weekly Cleaners: Hiring weekly cleaners isnā€™t bougie, itā€™s strategic. Let pros handle the chores while you handle business. Apps like Handy or local cleaning crews make this frictionless.

  • Meal Prep Services: Save your evenings and boost productivity with zero cooking, zero clean-up solutions like Factor, Freshly, or a local chef-prepared meal service. Eat well, zero stress.

Drivers & Ubers: Your commute is literally your time burning away in traffic. Turn windshield time into productive time by using rideshare apps like Uber or Lyft so you can actually get things done or even just relaxā€¦crazy idea, right?

Hereā€™s the sauce though: Buying back your time only works if you actually reinvest it productively. Donā€™t Netflix away the hours you paid for. You have to use them for deep work, networking, building relationships, or creating value. Treat every outsourced errand as an investment, not an expense.

šŸšØ The Bottom Line: 

Here's your wake-up call: If you arenā€™t actively managing your time, someone else is. Your inbox, your clients, your social media, someone is always in control. Start saying "NO" more often. Guard your time like it's gold, because guess what? It's more valuable than it.

DOMAIN DADDY

šŸ“ž YellAtMe.io 

Tagline:"Donā€™t lose your job, lose your temper."

The first-ever hotline designed specifically for frustrated, burned-out employees who just need to LET IT ALL OUT.

šŸšØ How it Works: You dial in and connect immediately to either a trained human who is ready for a show down or to just take it. For the free version youā€™re connected with  a highly realistic AI avatar programmed specifically to do the same. Unload freely: Curse, Rant, Argu, until you're fully satisfied. Once done, simply log off, returning to work refreshed, relaxed, and fully HR-compliant.

šŸŽÆ Market Validation:

  • Burnout is at an all-time high: 77% of employees experience burnout at least once per year. (Thatā€™s a lot of yelling potential.)

  • Cheaper than therapy: Turns out screaming into a phone is significantly cheaper than an emotional breakdown.

  • A "Compliance-Friendly" Outlet: Companies might even sponsor this as employee wellness. HR loves compliance, right?

šŸ’ø Revenue Streams:

  • Individual Subscriptions: Unlimited yelling for a small monthly fee.

  • Corporate Wellness Packages: Bulk packages sold to companies to boost morale and productivity.

  • AI Upsells: Choose your avatar. Want to yell at your boss? Your significant other? The person who just cut you off? We got it ready for you. 

 šŸ›’ Ideal Buyers: 

Slack, Calm App, Headspace, or, let's face it, Elon Musk.

šŸšØ PS - IM LAUNCHING A COURSE! 

For those rare souls who actually finish newsletters (youā€™re my people), Iā€™m launching something special: a course to take your idea from zero to live in 30 days flat. Want free, early access before anyone else?

šŸ’„Just reply back to me to let me know you want it and I will send you the link!šŸ’„

Thatā€™s a wrap everyone. See you in 2 weeks, and as always. 

Hope You Enjoyed My Sauce. 

- Patrick Frank

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